Medicare Supplements


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Part A

Part A (Hospital Insurance) helps cover
 
  • Inpatient care in hospitals (such as critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals) 
  • Inpatient care in a skilled nursing facility (not custodial or long-term care) 
  • Hospice care services 
  • Home health care services 
  • Inpatient care in a Religious Nonmedical Health Care Institution

You usually don't pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working. This is called "premium-free Part A." If you aren't eligible for premium-free Part A, you may be able to buy Part A if you meet one of these conditions:


  • You're 65 or older, you're entitled to (or enrolling in) Part B, and you meet the citizenship or residency requirements. 
  • You're under 65, disabled, and your premium-free Part A coverage ended because you returned to work. 
Continue to Part B

Find out about Medicare Supplement Insurance.
No insurance company or its agents are connected with or endorsed by Medicare, Social Security or any other governmental agency. This is a solicitation for insurance. Premium and benefits vary by plan selected. Plan availability varies by state. Medicare Supplement policies are underwritten by Loyal American Life Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.

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