Hospital/Surgical
The right health insurance program can be hard to find. We have a policy designed to provide you with reimbursement no matter which doctor or hospital you choose.

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Loyal-11-0004-R
Accident Insurance
Did you know there were over 41 visits to U.S. Emergency Departments for every 100 people during 2008?*


Accidents can sometimes:

  • Happen frequently
  • Happen fast


A United Teacher Associates Insurance Company (a Great American Supplemental Benefits Group company)
Accident Policy Protects You 8 Ways. Our Accident Policy offers two alternative specific scheduled benefits.


  1. Ambulance (including Air Ambulance)
  2. Medical Expenses (emergency room, specific injuries, follow-up treatment, blood)
  3. Physical Therapy (physical therapy, medical appliances, prosthesis)
  4. Intensive Care
  5. Family Lodging and Transportation
  6. Accidental Death (common carrier, other accidents)
  7. Hospital Expenses (initial hospitalization, hospital confinement)
  8. Dismemberment

The policy is guaranteed renewable. Premium rates may be changed on a class or state
basis

Notice: THIS IS A LIMITED BENEFIT ACCIDENT POLICY ONLY. It does not pay any benefits for loss from sickness.

* Source: Centers for Disease Control and Prevention & National Center for Health Statistics, National Hospital Ambulatory Medical Care Survey: 2008 Emergency Department Summary.

*United Teacher Associates has sole financial responsibility for these prod

Ohio Outline of Coverage
This is a solicitation for insurance. Product and rider availability varies by state. Loyal Protection Plus (Hospital Confinement), Loyal American Affordable Health Benefits (Hospital/Surgical)  and Cash Advantage (Critical Illness) are underwritten by Loyal American Life Insurance Company. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.

Website approved for use in: AL, AR, OH

 
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