Heart Insurance
In every year since 1900, except 1918, cardiovascular disease accounted for more deaths than any other major cause of death in the United States.** If you were to suffer from heart disease, how will you pay for the costs not covered by your primary health insurance?
Read more...

 

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Cancer Insurance
Cancer can occur at any time regardless of lifestyle, yet too many people lack cancer insurance coverage to help pay for additional costs associated with treatment.

Paying for the costs of treatment is not usually the first concern that comes to mind when someone is diagnosed with cancer, but for many, it becomes an important one. Many individuals may face high out-of-pocket costs associated with deductibles, co-pays, and annual or lifetime caps. For almost all patients, cancer treatment can present significant financial costs. Will you be able to afford care if cancer touches someone in your family?

Who can get cancer? Fact...

According to the American Cancer Society, anyone can develop cancer. Since incidence rises with age, most cases affect adults who are middle-aged or older.*
  • About 1,529,560 new cancer cases were expected to be diagnosed in 2010.*
  • In the US, men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women, the risk is a little more than 1 in 3.*

     



No one wants to plan for the possibility of a serious disease like cancer, but to help support you and your family financially in the event of a cancer diagnosis, United Teacher Associates Insurance Company (UTA), a Great American Supplemental Benefits Group company, offers two policies that provide cancer benefits:

Our First Diagnosis Cancer Benefit Policy and our Cancer Treatment Benefit Policy
  • The money comes directly to you or your designee and pays regardless of any other existing coverage you may have. 
  • You can use the money for medical expenses or for any other use.1
  • You know exactly how much money may be paid for a covered claim —there are no surprises.1 
  • Guaranteed renewable. Premium rates may be changed on a class or state basis.
  • Rates do not increase as you get older (subject to the company's right to increase premium on a class basis).
  • Coverage is available for individual, single parent or family. 
  • Individual coverage that is continuous, even if you change jobs or retire
  • Issue ages 20-84 (20-64 in CA; 20-65 in FL) 

A First Diagnosis Cancer Insurance Policy ($10,000 to $50,000 in coverage) provides the lump sum benefit you choose upon the first diagnosis of internal cancer or malignant melanoma. Our Cancer Treatment Benefit Policy provides a variety of specified benefits payable to you when undergoing treatment for cancer.


1Applies only to UTA First Diagnosis Cancer Policy

Read UTA First Diagnosis Cancer Policy Exclusions and Limitations.

Read UTA Cancer Treatment Policy Exclusions and Limitations.

THESE ARE CANCER ONLY POLICIES.

UTA First Diagnosis Cancer Ohio Outline of Coverage

UTA Cancer Treatment Ohio Outline of Coverage

*American Cancer Society. Cancer Facts & Figures 2011, page 1. Atlanta: American Cancer Society; 2011.

**Lloyd-Jones D, Adams R, Carnethon M, et al. CHD and stroke statistics —  2009 update. A report from the American Heart Association statistics committee and stroke statistics subcommittee. Circulation 2009;119:e1-e161.

This is a solicitation for insurance. Product and rider availability varies by state. Loyal Protection Plus (Hospital Confinement), Loyal American Affordable Health Benefits (Hospital/Surgical)  and Cash Advantage (Critical Illness) are underwritten by Loyal American Life Insurance Company. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.

Website approved for use in: AL, AR, OH

 
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