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Critical Illness Insurance
Would you like to help preserve your financial independence in the event of a critical illness? We can help you do just that.
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Loyal-11-0004-Q
Heart Insurance
The U.S. facts* are...
  • Heart disease is the leading cause of death for both men and women1
  • Every year about 785,000 Americans have a first heart attack2.
  • Another 470,000 who have already had one or more have another attack2.

If diagnosed with a heart attack, heart surgery or stroke, there are many other costs not associated with the medical condition that may not be covered by your primary health insurance. How would you pay for out-of-pocket expenses like deductibles, travel, and other such expenses?

United Teacher Associates Insurance Company (UTA), a Great American Supplemental Benefits Group company, offers two policies that could help: First Diagnosis Heart Attack & First Major Heart Surgery Insurance Policy and the Heart Disease, Heart Attack & Stroke Hospital Income Policy.



 Product Features:
  • The money comes directly to you or your designee and pays regardless of any other existing coverage you may have. 
  • You can use the money for medical expenses.
  • You know exactly how much money may be paid for a covered claim —there are no surprises. 
  • Rates do not increase as you get older (subject to the company's right to increase premium on a class basis).
  • Guaranteed renewable. Premium rates may be changed on a class or state
    basis.
  • Coverage is available for individual, single parent, or family. 
  • Individual coverage that is continuous, even if you change jobs or retire
  • Issue ages 18-64
 

 

* United Teacher Associates Insurance Company has sole financial responsibility for these products.

Sources:
1 Heron MP, Hoyert DL, Murphy SL, Xu JQ, Kochanek KD, Tejada-Vera B. Deaths:  Final data for 2006 [PDF–2.3M]. National Vital Statistics Reports. 2009;57(14). Hyattsville, MD: National Center for Health Statistics.
2 Lloyd-Jones D, Adams RJ, Brown TM, et al. Heart Disease and Stroke Statistics—2010 Update. A Report from the American Heart Association Statistics Committee and Stroke Statistics Subcommittee Circulation. 2010;121:e1-e170.

These facts do not imply coverage provided under the policy or endorsement of the American Heart Association.


Read UTA Heart Treatment Policy Exclusions and Limitations.

Read UTA First Diagnosis Heart Attack Policy Exclusions and Limitations.

THIS IS A LIMITED POLICY.

UTA Heart Treatment Ohio Outline of Coverage

UTA First Diagnosis Heart Outline of Coverage

 

This is a solicitation for insurance. Product and rider availability varies by state. Loyal Protection Plus (Hospital Confinement), Loyal American Affordable Health Benefits (Hospital/Surgical)  and Cash Advantage (Critical Illness) are underwritten by Loyal American Life Insurance Company. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.

Website approved for use in: AL, AR, OH

 
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