Hospital Confinement -
This benefit pays $7501 when you are confined to a hospital in excess of 24 hours. The benefit is payable once for each period of confinement2.
Ambulance Benefit Rider -
This benefit pays $150 for ambulance transportation during a period of confinement limited to three times per calendar year for each covered person. This benefit has a lifetime maximum of $2,500 per covered person.
Skilled Nursing Facility Benefit Rider3 -
After you have satisfied your 20 day elimination period, we will pay you the daily benefit of $125 for each day you are confined in a skilled nursing facility. This benefit is limited to 90 days for each period of confinement for each covered person. Your confinement must immediately follow a hospital stay of at least three consecutive days.
At-Home Care Benefit Rider -
We will pay you $50 per day, for physician-ordered services of a private-duty nurse or registered nurse. This benefit is limited to 30 days for each period of care.
1$1,000 in VA. 2Period of Confinement - Begins with the first day of confinement in a hospital because of a covered sickness or injury and ends when you have been out of the hospital and not confined to any other medical or skilled nursing facility for sixty (60) consecutive days. 3In Iowa the coverage is for a nursing facility.
Additional Features:
THIS IS A LIMITED POLICY, which should be used to supplement existing medical coverage. Note: Riders require additional premium.
Loyal Protection Plus is offered in 3 packages with different benefit levels, consisting of the base policy and various riders. The cost of the insurance varies according to the package chosen, which includes the cost of the base policy and riders.
Read Loyal Protection Plus - Hospital Confinement Exclusions and Limitations.
Ohio Outline of Coverage
Website approved for use in: AL, AR, OH